Passwordless authentication software is a form of MFA as well, which eliminates passwords as an authentication factor, instead relying on additional factors to authenticate a user. Risk-based authentication software is a form of MFA, but achieves authentication through different means by taking into account factors such as the user’s geolocation, IP address, IP address reputation, time since last authentication, device posture, device management, and other factors to determine the user’s authentication and risk. MFA tools are traditionally used by businesses, but they can also be used by individuals hoping to improve security on their personal devices or online accounts. This software can help companies prevent internal theft or data loss, as well as external access from unapproved parties. Examples of authentication factors include one-time passcodes (OTPs) for SMS, email, or phone call, software tokens, hardware tokens, which are commonly small thumb drives or keycards, mobile-push on a software application to a mobile device, biometric factors, and contextual or risk-based authentication.īusinesses use MFA tools for security purposes to confirm a user is who they say they are prior to accessing privileged information or applications. In addition to a single authentication factor, such as inputting a username and password, users are prompted to provide a second authentication factor to validate who the user says they are. Multi-factor authentication (MFA) software secures users’ accounts by requiring them to prove their identity in two or more ways before granting access to accounts, sensitive information, systems, or applications.
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